All products

Travel Insurance

From a Siargao weekend to a Schengen multi-country tour — FUL issues travel insurance in minutes with policy documents accepted by all embassies. No rejection, no surprises.

  • Schengen & Japan visa compliant
  • Emergency medical & evacuation
  • Trip cancellation & delay
  • Lost baggage & documents

200+

Schengen visas approved

< 2hrs

Policy issuance time

3 providers

Compared instantly

0

Embassy rejections from FUL policies

Starting from

₱320

/month indicative

Coverage up to

₱5,000,000

Eligible: 0–80 years old (senior plans available)

Free advice · No obligation · IC-licensed advisors

Plans & pricing

Choose the right level of cover

FUL will compare across all our insurer partners to find the best price for the plan you choose.

Selected: Domestic₱150/month · ₱1,800/year

Get a quote for Domestic

* Indicative premium for a 7-day Schengen trip, 35-year-old traveler. Rates vary by destination, trip duration, coverage level and traveler age.

What's covered

Included & excluded — no surprises

Emergency medical treatment

Hospitals abroad, ambulance, specialists

Covered

Medical evacuation & repatriation

Medevac to Manila or home country

Covered

Trip cancellation

Illness, death, natural disaster

Covered

Trip interruption / curtailment

Covered

Baggage loss & delay

Covered

Travel document loss (passport)

Covered

Flight delay compensation

After 6+ hours delay

Covered

Adventure sports (standard)

Requires premium upgrade

Not covered

Pre-existing conditions (unless declared)

Not covered

Travel to war zones / CDC Level 4

Not covered
Getting covered

How the process works

1

Tell us your travel dates & destination

Single trip or annual multi-trip, domestic or international. Schengen? We'll make sure the certificate has the mandatory €30k and repatriation wording.

2

Instant quote in 2 minutes

We compare FWD, Malayan and Etiqa and show you the best price for your exact trip dates and destinations.

3

Pay & receive policy instantly

GCash, Maya or card. Policy PDF emailed within minutes — ready to attach to your visa application.

4

Travel with confidence

24/7 emergency assistance hotline. If something happens abroad, one call connects you to our partner network.

Why choose FUL

We issue travel insurance from FWD, Malayan and Etiqa — three IC-licensed providers whose Schengen certificates are accepted without question at European, Japanese and UK embassies.

Why choose this plan?

Visa-ready certificates

Instant policy documents accepted by embassies for visa applications.

Medical abroad

Emergency treatment and evacuation, with 24/7 multilingual assistance.

Trip protection

Refunds for cancellations, delays and missed connections.

We compare plans from these insurers for you

FWD Insurance
Malayan Insurance
Etiqa

Documents you'll need

  • Valid Philippine passport
  • Travel itinerary / flight booking
  • Visa application number (for Schengen)

Frequently asked questions

What clients say

4.9 · 380+ reviews
KS

Kim Santos

Cebu City

2 months ago

Needed Schengen-compliant travel insurance fast. Issued within the hour and my visa got approved on the first try! Salamat FUL, you're the best!

via Google · John Carlo Tan

Your advisors

Talk to a specialist

Maria Elena

Maria Elena Restauro

Life · Health · Education

4.9(128)
WhatsApp
John Carlo

John Carlo Tan

Motor · Business · Travel

4.8(96)
WhatsApp
Grace

Grace Villamor

Health · Business

5.0(74)
WhatsApp
Raymond

Raymond delos Santos

Mortgage · Life · Motor

4.7(61)
WhatsApp

Ready to get covered?

Free 30-minute consultation with a licensed FUL advisor — online or at our Cebu IT Park office. No obligation.