Every type of cover, one trusted broker
We partner with 10+ top PH insurers to find you the best plan at the right premium — without the sales pressure.
Life & VUL Protection
Variable Universal Life (VUL) combines life insurance with an investment fund — the most popular protection plan in the Philippines. Get a tax-free death benefit for your loved ones while your fund value grows in professionally managed funds.
- Tax-free death benefit
- Investment fund that grows over time
- Critical illness & accident riders
- Flexible top-ups and withdrawals
Health & HMO Cover
Hospitalization, outpatient and critical-illness cover for individuals and families. Cashless admission in accredited hospitals across Visayas and Metro Manila.
- Cashless hospital admission
- Annual physical & lab cover
- Critical illness lump sum
- Dependents & maid coverage
Car & Motorcycle Insurance
Compulsory Third Party Liability (CTPL) for LTO registration plus comprehensive cover for own damage, theft, acts of nature and bodily injury. Fast claims with accredited casas and shops in Cebu.
- CTPL for LTO renewal
- Own damage & theft
- Acts of nature (flood, typhoon)
- 24/7 roadside assistance
Loan & Mortgage Protection
Credit-life and Mortgage Redemption Insurance (MRI) that settles your outstanding loan if something happens to you — required by most banks and Pag-IBIG housing loans.
- Mortgage Redemption Insurance (MRI)
- Credit-life for personal/auto loans
- Pag-IBIG & bank accepted
- Decreasing-term efficient pricing
Travel Insurance
Medical, baggage, trip-cancellation and visa-compliant travel cover for domestic and international trips, including Schengen and Japan-compliant policies.
- Schengen & Japan visa compliant
- Emergency medical & evacuation
- Trip cancellation & delay
- Lost baggage & documents
Education & Savings Plan
Goal-based savings and educational plans that guarantee a fund for your child's tuition, with a built-in waiver so contributions continue even if something happens to you.
- Guaranteed education fund
- Premium waiver on the payor
- Flexible payout schedule
- Inflation-aware target funding
Business & SME Cover
Property, fire, business-interruption, public-liability and group life/health cover designed for Cebu SMEs, retailers and BPO support businesses.
- Fire & property all-risk
- Business interruption
- Group life & HMO for staff
- Public & product liability